by: Carson Kohler. A staff writer at The Penny Hoarder. Neil Sedaka had it right — breaking up is hard to do. Actually, that could be the understatement of the century. Breaking up is super hard to do. Like, I-just-stopped-eating-for-a-week hard. Or if you’re more like me, I-just-ate-my-way-through-the-ice-cream-aisle hard. But perhaps even more difficult than the breakup is knowing when it’s …
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